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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,477 | $183,592-81.8% | $155,574-78.5% | $145,877-77.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 16.27% | 61.37%-45.1pp | 64.87%-48.6pp | 551.28%-535.0pp |
| Employer contribution / active EE | $2,303 | $5,317-56.7% | $4,676-50.8% | $4,663-50.6% |
| Participant deferral / active EE | $6,489 | $6,466+0.3% | $5,629+15.3% | $6,691-3.0% |
| Admin fee / account holder | $4,442 | $19,316-77.0% | $15,914-72.1% | $13,402-66.9% |