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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,703 | $138,114-52.4% | $125,391-47.6% | $134,545-51.2% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -17.22% | 750.88%-768.1pp | 572.41%-589.6pp | 418.37%-435.6pp |
| Employer contribution / active EE | $17,065 | $5,246+225.3% | $4,816+254.4% | $4,742+259.9% |
| Participant deferral / active EE | $11,780 | $7,801+51.0% | $7,448+58.2% | $6,401+84.0% |
| Admin fee / account holder | $543 | $11,570-95.3% | $10,009-94.6% | $11,431-95.2% |