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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,743 | $159,934-52.0% | $147,005-47.8% | $145,959-47.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.33% | 98.24%-87.9pp | 418.76%-408.4pp | 561.95%-551.6pp |
| Employer contribution / active EE | $12,961 | $5,287+145.1% | $4,934+162.7% | $4,661+178.1% |
| Participant deferral / active EE | $14,052 | $8,427+66.7% | $8,070+74.1% | $6,689+110.1% |
| Admin fee / account holder | $707 | $15,053-95.3% | $13,006-94.6% | $13,398-94.7% |