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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,743 | $160,070-52.1% | $147,117-47.8% | $145,897-47.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.33% | 98.69%-88.4pp | 420.54%-410.2pp | 552.29%-542.0pp |
| Employer contribution / active EE | $12,961 | $5,285+145.3% | $4,932+162.8% | $4,663+178.0% |
| Participant deferral / active EE | $14,052 | $8,419+66.9% | $8,065+74.2% | $6,689+110.1% |
| Admin fee / account holder | $707 | $15,035-95.3% | $12,993-94.6% | $13,390-94.7% |