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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,743 | $160,040-52.0% | $147,096-47.8% | $145,877-47.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.33% | 98.49%-88.2pp | 419.75%-409.4pp | 551.28%-541.0pp |
| Employer contribution / active EE | $12,961 | $5,289+145.0% | $4,936+162.6% | $4,663+178.0% |
| Participant deferral / active EE | $14,052 | $8,429+66.7% | $8,071+74.1% | $6,691+110.0% |
| Admin fee / account holder | $707 | $15,050-95.3% | $13,005-94.6% | $13,402-94.7% |