Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,555 | $71,873-77.0% | $86,698-80.9% | $68,490-75.8% |
| Participation rate | 30.2% | 72.2%-42.1pp | 76.6%-46.4pp | 67.9%-37.7pp |
| Annual return | 5.96% | 3.54%+2.4pp | 35.96%-30.0pp | -7.85%+13.8pp |
| Employer contribution / active EE | $1,373 | $2,173-36.8% | $2,837-51.6% | $2,597-47.1% |
| Participant deferral / active EE | $1,747 | $3,779-53.8% | $4,656-62.5% | $4,028-56.6% |
| Admin fee / account holder | $1,807 | $6,110-70.4% | $7,492-75.9% | $5,403-66.6% |