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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,467 | $68,394-55.5% | $94,672-67.8% | $75,177-59.5% |
| Participation rate | 70.7% | 76.1%-5.3pp | 80.8%-10.1pp | 67.2%+3.5pp |
| Annual return | 15.95% | 616.92%-601.0pp | 156.89%-140.9pp | 160.75%-144.8pp |
| Employer contribution / active EE | $3,025 | $2,701+12.0% | $3,673-17.6% | $2,671+13.3% |
| Participant deferral / active EE | $7,930 | $6,536+21.3% | $7,417+6.9% | $4,126+92.2% |
| Admin fee / account holder | $12,774 | $5,326+139.8% | $7,222+76.9% | $5,651+126.0% |