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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,530 | $185,312-85.1% | $161,489-83.0% | $154,746-82.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.64% | 103.84%-91.2pp | 89.72%-77.1pp | 172.34%-159.7pp |
| Employer contribution / active EE | $3,048 | $4,769-36.1% | $4,268-28.6% | $4,379-30.4% |
| Participant deferral / active EE | $3,366 | $6,350-47.0% | $5,630-40.2% | $6,730-50.0% |
| Admin fee / account holder | $3,144 | $18,654-83.1% | $16,006-80.4% | $14,365-78.1% |