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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,054 | $107,666-45.2% | $102,184-42.2% | $154,746-61.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 19.64% | 29.33%-9.7pp | 31.58%-11.9pp | 172.34%-152.7pp |
| Employer contribution / active EE | $1,850 | $3,846-51.9% | $3,594-48.5% | $4,379-57.8% |
| Participant deferral / active EE | $4,510 | $8,719-48.3% | $8,309-45.7% | $6,730-33.0% |
| Admin fee / account holder | $1,010 | $12,943-92.2% | $11,609-91.3% | $14,365-93.0% |