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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,060 | $147,727-93.2% | $115,756-91.3% | $134,545-92.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.1%+22.9pp | 81.2%+18.8pp |
| Annual return | 63.47% | 73.96%-10.5pp | 143.14%-79.7pp | 418.37%-354.9pp |
| Employer contribution / active EE | $2,142 | $4,713-54.6% | $3,793-43.5% | $4,742-54.8% |
| Participant deferral / active EE | $6,231 | $7,563-17.6% | $6,254-0.4% | $6,401-2.7% |
| Admin fee / account holder | $755 | $14,571-94.8% | $8,124-90.7% | $11,431-93.4% |