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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,700 | $73,988-66.6% | $96,538-74.4% | $75,177-67.1% |
| Participation rate | 33.3% | 66.4%-33.1pp | 74.3%-41.0pp | 67.2%-33.9pp |
| Annual return | 23.98% | 26.73%-2.7pp | 35.74%-11.8pp | 160.75%-136.8pp |
| Employer contribution / active EE | $1,430 | $2,930-51.2% | $3,740-61.8% | $2,671-46.4% |
| Participant deferral / active EE | $1,916 | $3,660-47.7% | $4,880-60.7% | $4,126-53.6% |
| Admin fee / account holder | $4,640 | $5,220-11.1% | $6,737-31.1% | $5,651-17.9% |