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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,157 | $93,598+179.0% | $135,974+92.1% | $75,173+247.4% |
| Participation rate | 95.7% | 75.2%+20.5pp | 81.9%+13.7pp | 67.2%+28.4pp |
| Annual return | 32.39% | 30.89%+1.5pp | 68.30%-35.9pp | 160.72%-128.3pp |
| Employer contribution / active EE | $4,942 | $3,538+39.7% | $4,859+1.7% | $2,671+85.0% |
| Participant deferral / active EE | $22,422 | $6,405+250.0% | $7,760+188.9% | $4,126+443.4% |
| Admin fee / account holder | $1,625 | $6,978-76.7% | $10,767-84.9% | $5,651-71.3% |