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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,931 | $102,422+147.9% | $147,117+72.6% | $80,959+213.7% |
| Participation rate | 95.5% | 75.9%+19.6pp | 82.2%+13.3pp | 67.7%+27.8pp |
| Annual return | 22.66% | 135.16%-112.5pp | 420.54%-397.9pp | 35.67%-13.0pp |
| Employer contribution / active EE | $5,585 | $3,717+50.3% | $4,932+13.2% | $2,757+102.6% |
| Participant deferral / active EE | $23,418 | $6,652+252.0% | $8,065+190.4% | $4,300+444.6% |
| Admin fee / account holder | $42,602 | $7,953+435.6% | $12,993+227.9% | $6,925+515.2% |