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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,321 | $106,749+210.4% | $145,433+127.8% | $82,448+301.9% |
| Participation rate | 93.8% | 75.6%+18.1pp | 82.1%+11.6pp | 68.1%+25.7pp |
| Annual return | 21.81% | 27.59%-5.8pp | 66.58%-44.8pp | 41.64%-19.8pp |
| Employer contribution / active EE | $5,076 | $3,444+47.4% | $4,554+11.4% | $2,551+99.0% |
| Participant deferral / active EE | $27,600 | $6,519+323.4% | $7,897+249.5% | $4,139+566.8% |
| Admin fee / account holder | $935 | $8,390-88.9% | $13,129-92.9% | $7,234-87.1% |