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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,976 | $91,179-82.5% | $178,499-91.0% | $79,852-80.0% |
| Participation rate | 72.0% | 69.2%+2.8pp | 81.9%-9.9pp | 69.6%+2.4pp |
| Annual return | 10.89% | 24.19%-13.3pp | 151.10%-140.2pp | 31.72%-20.8pp |
| Employer contribution / active EE | $0 | $3,256-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $612 | $3,236-81.1% | $5,202-88.2% | $3,740-83.6% |
| Admin fee / account holder | $4,131 | $6,749-38.8% | $13,986-70.5% | $5,306-22.1% |