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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,366 | $58,600-41.4% | $83,327-58.8% | $64,173-46.4% |
| Participation rate | 94.9% | 72.0%+22.8pp | 77.8%+17.1pp | 69.6%+25.3pp |
| Annual return | -2.44% | 9.66%-12.1pp | 10.64%-13.1pp | 7.63%-10.1pp |
| Employer contribution / active EE | $157 | $2,098-92.5% | $3,379-95.4% | $2,381-93.4% |
| Participant deferral / active EE | $6,396 | $4,656+37.4% | $5,565+14.9% | $3,470+84.3% |
| Admin fee / account holder | $7,809 | $9,282-15.9% | $7,540+3.6% | $4,887+59.8% |