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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,585 | $107,733+48.1% | $92,985+71.6% | $154,746+3.1% |
| Participation rate | 100.0% | 74.6%+25.4pp | 69.5%+30.5pp | 80.7%+19.3pp |
| Annual return | 13.90% | 30.39%-16.5pp | 27.99%-14.1pp | 172.34%-158.4pp |
| Employer contribution / active EE | $0 | $3,126-100.0% | $2,662-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $5,600 | $5,053+10.8% | $4,377+28.0% | $6,730-16.8% |
| Admin fee / account holder | $783 | $11,369-93.1% | $9,463-91.7% | $14,365-94.5% |