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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,765 | $176,786-70.7% | $146,643-64.7% | $167,536-69.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | -10.29% | 24.04%-34.3pp | 22.75%-33.0pp | 478.82%-489.1pp |
| Employer contribution / active EE | $8,702 | $5,161+68.6% | $4,137+110.4% | $4,839+79.8% |
| Participant deferral / active EE | $6,648 | $6,440+3.2% | $5,506+20.7% | $6,342+4.8% |
| Admin fee / account holder | $1,162 | $13,262-91.2% | $10,280-88.7% | $12,315-90.6% |