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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,133 | $148,623-36.7% | $135,974-30.8% | $139,466-32.5% |
| Participation rate | 38.5% | 83.9%-45.4pp | 81.9%-43.5pp | 80.3%-41.9pp |
| Annual return | 31.59% | 79.30%-47.7pp | 68.30%-36.7pp | 373.66%-342.1pp |
| Employer contribution / active EE | $2,294 | $5,246-56.3% | $4,859-52.8% | $4,754-51.7% |
| Participant deferral / active EE | $4,396 | $8,103-45.8% | $7,760-43.4% | $6,712-34.5% |
| Admin fee / account holder | $7,390 | $12,406-40.4% | $10,767-31.4% | $11,409-35.2% |