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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,865 | $165,381-63.8% | $149,730-60.0% | $158,966-62.3% |
| Participation rate | 57.1% | 84.6%-27.4pp | 82.5%-25.3pp | 82.0%-24.8pp |
| Annual return | 19.25% | 348.29%-329.0pp | 276.70%-257.5pp | 302.95%-283.7pp |
| Employer contribution / active EE | $4,511 | $5,104-11.6% | $4,645-2.9% | $4,762-5.3% |
| Participant deferral / active EE | $8,808 | $7,182+22.6% | $6,843+28.7% | $5,983+47.2% |
| Admin fee / account holder | $892 | $10,809-91.8% | $9,310-90.4% | $11,250-92.1% |