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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,447 | $76,519-95.5% | $56,025-93.8% | $145,897-97.6% |
| Participation rate | 71.4% | 63.2%+8.2pp | 52.5%+18.9pp | 80.3%-8.9pp |
| Annual return | 11.47% | 3017.03%-3005.6pp | 1712.69%-1701.2pp | 552.29%-540.8pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,222 | $2,624-53.4% | $1,955-37.5% | $6,689-81.7% |
| Admin fee / account holder | $1,197 | $3,331-64.1% | $2,828-57.7% | $13,390-91.1% |