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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,614 | $201,344-53.0% | $184,243-48.6% | $145,877-35.1% |
| Participation rate | 92.3% | 87.5%+4.8pp | 86.8%+5.5pp | 80.3%+12.0pp |
| Annual return | 15.19% | 29.01%-13.8pp | 28.82%-13.6pp | 551.28%-536.1pp |
| Employer contribution / active EE | $4,869 | $7,022-30.7% | $6,427-24.2% | $4,663+4.4% |
| Participant deferral / active EE | $5,312 | $9,807-45.8% | $9,132-41.8% | $6,691-20.6% |
| Admin fee / account holder | $1,858 | $16,382-88.7% | $13,914-86.6% | $13,402-86.1% |