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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,614 | $201,370-53.0% | $184,256-48.7% | $145,897-35.2% |
| Participation rate | 92.3% | 87.5%+4.8pp | 86.8%+5.5pp | 80.3%+12.0pp |
| Annual return | 15.19% | 29.05%-13.9pp | 28.85%-13.7pp | 552.29%-537.1pp |
| Employer contribution / active EE | $4,869 | $7,024-30.7% | $6,427-24.2% | $4,663+4.4% |
| Participant deferral / active EE | $5,312 | $9,808-45.8% | $9,133-41.8% | $6,689-20.6% |
| Admin fee / account holder | $1,858 | $16,364-88.6% | $13,899-86.6% | $13,390-86.1% |