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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,848 | $101,063-59.6% | $81,473-49.9% | $147,586-72.3% |
| Participation rate | 50.0% | 74.5%-24.5pp | 68.0%-18.0pp | 82.8%-32.8pp |
| Annual return | 16.12% | 32.41%-16.3pp | 38.78%-22.7pp | 578.59%-562.5pp |
| Employer contribution / active EE | $886 | $3,206-72.4% | $2,568-65.5% | $4,876-81.8% |
| Participant deferral / active EE | $4,286 | $4,242+1.0% | $3,537+21.2% | $5,439-21.2% |
| Admin fee / account holder | $16,802 | $5,812+189.1% | $4,561+268.4% | $10,886+54.4% |