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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,801 | $138,102-12.5% | $125,381-3.7% | $134,532-10.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -10.80% | 750.73%-761.5pp | 572.31%-583.1pp | 418.27%-429.1pp |
| Employer contribution / active EE | $5,784 | $5,245+10.3% | $4,815+20.1% | $4,741+22.0% |
| Participant deferral / active EE | $18,769 | $7,801+140.6% | $7,448+152.0% | $6,401+193.2% |
| Admin fee / account holder | $1,314 | $11,568-88.6% | $10,007-86.9% | $11,429-88.5% |