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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,598 | $160,040-72.1% | $147,096-69.7% | $145,877-69.4% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 14.30% | 98.49%-84.2pp | 419.75%-405.5pp | 551.28%-537.0pp |
| Employer contribution / active EE | $2,321 | $5,289-56.1% | $4,936-53.0% | $4,663-50.2% |
| Participant deferral / active EE | $8,053 | $8,429-4.5% | $8,071-0.2% | $6,691+20.4% |
| Admin fee / account holder | $7,324 | $15,050-51.3% | $13,005-43.7% | $13,402-45.4% |