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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,369 | $97,550-86.3% | $120,344-88.9% | $87,485-84.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 22.58% | 18.41%+4.2pp | 20.30%+2.3pp | 26.06%-3.5pp |
| Employer contribution / active EE | $4,880 | $2,291+113.0% | $3,020+61.6% | $2,596+88.0% |
| Participant deferral / active EE | $837 | $4,230-80.2% | $5,135-83.7% | $4,274-80.4% |
| Admin fee / account holder | $732 | $9,543-92.3% | $12,742-94.3% | $7,775-90.6% |