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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,369 | $104,098-87.2% | $140,514-90.5% | $94,015-85.8% |
| Participation rate | 100.0% | 73.7%+26.3pp | 77.8%+22.2pp | 70.8%+29.2pp |
| Annual return | 22.58% | 15.14%+7.4pp | 14.36%+8.2pp | 17.84%+4.7pp |
| Employer contribution / active EE | $4,880 | $2,388+104.3% | $3,378+44.4% | $2,790+74.9% |
| Participant deferral / active EE | $837 | $4,033-79.2% | $4,919-83.0% | $4,249-80.3% |
| Admin fee / account holder | $732 | $10,439-93.0% | $13,697-94.7% | $8,951-91.8% |