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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,955 | $69,518+78.3% | $59,887+107.0% | $135,379-8.4% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.7%+5.3pp | 82.6%-2.6pp |
| Annual return | -24.45% | 7.95%-32.4pp | 3.46%-27.9pp | 519.79%-544.2pp |
| Employer contribution / active EE | $0 | $3,235-100.0% | $2,722-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,600 | $4,204+57.0% | $3,402+94.0% | $5,609+17.7% |
| Admin fee / account holder | $669 | $5,734-88.3% | $3,591-81.4% | $10,828-93.8% |