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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,857 | $160,040-83.2% | $147,096-81.7% | $145,877-81.6% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 19.59% | 98.49%-78.9pp | 419.75%-400.2pp | 551.28%-531.7pp |
| Employer contribution / active EE | $3,111 | $5,289-41.2% | $4,936-37.0% | $4,663-33.3% |
| Participant deferral / active EE | $3,505 | $8,429-58.4% | $8,071-56.6% | $6,691-47.6% |
| Admin fee / account holder | $320 | $15,050-97.9% | $13,005-97.5% | $13,402-97.6% |