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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,108 | $185,883-38.6% | $170,043-32.9% | $139,466-18.2% |
| Participation rate | 87.5% | 87.8%-0.3pp | 87.0%+0.5pp | 80.3%+7.2pp |
| Annual return | 94.23% | 60.54%+33.7pp | 53.40%+40.8pp | 373.66%-279.4pp |
| Employer contribution / active EE | $0 | $7,596-100.0% | $6,790-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $5,682 | $11,626-51.1% | $10,410-45.4% | $6,712-15.3% |
| Admin fee / account holder | $2,588 | $15,393-83.2% | $12,824-79.8% | $11,409-77.3% |