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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,167 | $124,425-42.0% | $112,040-35.6% | $137,256-47.4% |
| Participation rate | 57.1% | 79.3%-22.2pp | 76.5%-19.3pp | 80.0%-22.8pp |
| Annual return | 18.85% | 24.72%-5.9pp | 24.52%-5.7pp | 220.34%-201.5pp |
| Employer contribution / active EE | $2,321 | $3,411-32.0% | $2,954-21.4% | $4,156-44.2% |
| Participant deferral / active EE | $6,829 | $5,718+19.4% | $5,098+34.0% | $6,407+6.6% |
| Admin fee / account holder | $9,147 | $15,207-39.8% | $12,098-24.4% | $12,270-25.4% |