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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,167 | $136,860-47.3% | $120,344-40.0% | $154,746-53.4% |
| Participation rate | 57.1% | 79.9%-22.7pp | 76.7%-19.6pp | 80.7%-23.6pp |
| Annual return | 18.85% | 21.38%-2.5pp | 20.30%-1.5pp | 172.34%-153.5pp |
| Employer contribution / active EE | $2,321 | $3,533-34.3% | $3,020-23.2% | $4,379-47.0% |
| Participant deferral / active EE | $6,829 | $5,793+17.9% | $5,135+33.0% | $6,730+1.5% |
| Admin fee / account holder | $9,147 | $15,393-40.6% | $12,742-28.2% | $14,365-36.3% |