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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,776 | $102,429-58.2% | $147,096-70.9% | $80,925-47.1% |
| Participation rate | 57.8% | 75.9%-18.1pp | 82.2%-24.4pp | 67.7%-9.9pp |
| Annual return | 33.14% | 135.02%-101.9pp | 419.75%-386.6pp | 35.65%-2.5pp |
| Employer contribution / active EE | $2,347 | $3,716-36.8% | $4,936-52.5% | $2,756-14.9% |
| Participant deferral / active EE | $6,068 | $6,649-8.7% | $8,071-24.8% | $4,299+41.2% |
| Admin fee / account holder | $26 | $7,957-99.7% | $13,005-99.8% | $6,940-99.6% |