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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,246 | $167,353-50.3% | $143,797-42.1% | $134,545-38.1% |
| Participation rate | 61.5% | 84.8%-23.3pp | 80.3%-18.8pp | 81.2%-19.7pp |
| Annual return | -17.06% | 0.48%-17.5pp | -0.04%-17.0pp | 418.37%-435.4pp |
| Employer contribution / active EE | $1,443 | $5,620-74.3% | $4,952-70.9% | $4,742-69.6% |
| Participant deferral / active EE | $4,380 | $6,447-32.1% | $5,638-22.3% | $6,401-31.6% |
| Admin fee / account holder | $2,453 | $18,096-86.4% | $14,679-83.3% | $11,431-78.5% |