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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,645 | $88,585-85.7% | $69,884-81.9% | $134,532-90.6% |
| Participation rate | 77.8% | 74.9%+2.9pp | 70.5%+7.3pp | 81.2%-3.5pp |
| Annual return | -24.39% | 442.80%-467.2pp | 190.81%-215.2pp | 418.27%-442.7pp |
| Employer contribution / active EE | $1,670 | $3,235-48.4% | $2,560-34.8% | $4,741-64.8% |
| Participant deferral / active EE | $4,713 | $4,770-1.2% | $3,848+22.5% | $6,401-26.4% |
| Admin fee / account holder | $747 | $10,441-92.8% | $6,266-88.1% | $11,429-93.5% |