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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,881 | $175,259-80.1% | $149,723-76.7% | $139,487-75.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.94% | 166.82%-153.9pp | 134.50%-121.6pp | 373.84%-360.9pp |
| Employer contribution / active EE | $4,007 | $5,478-26.9% | $4,821-16.9% | $4,755-15.7% |
| Participant deferral / active EE | $8,429 | $6,522+29.2% | $5,682+48.3% | $6,713+25.6% |
| Admin fee / account holder | $347 | $16,158-97.9% | $13,215-97.4% | $11,407-97.0% |