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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,132 | $110,039-53.5% | $97,260-47.4% | $145,884-65.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 9.17% | 244.44%-235.3pp | 75.54%-66.4pp | 551.85%-542.7pp |
| Employer contribution / active EE | $2,033 | $3,074-33.9% | $2,721-25.3% | $4,662-56.4% |
| Participant deferral / active EE | $1,466 | $4,674-68.6% | $4,262-65.6% | $6,690-78.1% |
| Admin fee / account holder | $2,427 | $6,204-60.9% | $5,640-57.0% | $13,392-81.9% |