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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,519 | $198,462-77.6% | $170,439-73.9% | $147,585-69.8% |
| Participation rate | 66.7% | 88.0%-21.3pp | 83.6%-16.9pp | 82.8%-16.2pp |
| Annual return | 22.97% | 257.30%-234.3pp | 205.94%-183.0pp | 578.58%-555.6pp |
| Employer contribution / active EE | $1,688 | $6,184-72.7% | $5,433-68.9% | $4,876-65.4% |
| Participant deferral / active EE | $9,131 | $5,629+62.2% | $4,939+84.9% | $5,439+67.9% |
| Admin fee / account holder | $1,011 | $16,852-94.0% | $13,881-92.7% | $10,886-90.7% |