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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,365 | $165,399-49.0% | $149,745-43.7% | $158,982-46.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -1.96% | 348.34%-350.3pp | 276.72%-278.7pp | 302.99%-305.0pp |
| Employer contribution / active EE | $7,220 | $5,105+41.4% | $4,646+55.4% | $4,763+51.6% |
| Participant deferral / active EE | $16,334 | $7,183+127.4% | $6,843+138.7% | $5,983+173.0% |
| Admin fee / account holder | $90,672 | $10,811+738.7% | $9,312+873.7% | $11,252+705.9% |