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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,348 | $165,381-35.7% | $149,730-29.0% | $158,966-33.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 8.04% | 348.29%-340.3pp | 276.70%-268.7pp | 302.95%-294.9pp |
| Employer contribution / active EE | $6,463 | $5,104+26.6% | $4,645+39.1% | $4,762+35.7% |
| Participant deferral / active EE | $6,742 | $7,182-6.1% | $6,843-1.5% | $5,983+12.7% |
| Admin fee / account holder | $2,851 | $10,809-73.6% | $9,310-69.4% | $11,250-74.7% |