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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,630 | $27,639+21.7% | $61,501-45.3% | $68,490-50.9% |
| Participation rate | 23.9% | 39.5%-15.6pp | 52.6%-28.7pp | 67.9%-44.0pp |
| Annual return | -15.02% | -13.19%-1.8pp | 339.04%-354.1pp | -7.85%-7.2pp |
| Employer contribution / active EE | $492 | $696-29.3% | $1,160-57.6% | $2,597-81.1% |
| Participant deferral / active EE | $1,588 | $1,264+25.7% | $2,125-25.3% | $4,028-60.6% |
| Admin fee / account holder | $150 | $2,012-92.5% | $2,132-93.0% | $5,403-97.2% |