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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,887 | $98,776-78.9% | $149,745-86.1% | $79,856-73.8% |
| Participation rate | 76.0% | 75.8%+0.2pp | 82.5%-6.5pp | 69.6%+6.4pp |
| Annual return | 20.66% | 27.38%-6.7pp | 276.72%-256.1pp | 31.71%-11.1pp |
| Employer contribution / active EE | $2,470 | $3,217-23.2% | $4,646-46.8% | $2,4710% |
| Participant deferral / active EE | $3,837 | $5,681-32.5% | $6,843-43.9% | $3,741+2.6% |
| Admin fee / account holder | $842 | $6,053-86.1% | $9,312-91.0% | $5,306-84.1% |