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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,738 | $157,296-84.9% | $141,191-83.2% | $152,897-84.5% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 31.21% | 64.34%-33.1pp | 71.41%-40.2pp | 345.43%-314.2pp |
| Employer contribution / active EE | $3,611 | $5,262-31.4% | $4,736-23.7% | $4,764-24.2% |
| Participant deferral / active EE | $7,989 | $7,111+12.3% | $6,710+19.1% | $5,851+36.5% |
| Admin fee / account holder | $2,288 | $12,125-81.1% | $10,264-77.7% | $11,599-80.3% |