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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,821 | $103,008-58.4% | $90,304-52.6% | $152,897-72.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 4.76% | 95.22%-90.5pp | 78.13%-73.4pp | 345.43%-340.7pp |
| Employer contribution / active EE | $2,341 | $3,139-25.4% | $2,855-18.0% | $4,764-50.9% |
| Participant deferral / active EE | $4,666 | $4,281+9.0% | $3,885+20.1% | $5,851-20.3% |
| Admin fee / account holder | $25,124 | $6,175+306.9% | $5,354+369.3% | $11,599+116.6% |