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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,341 | $103,038-84.1% | $90,324-81.9% | $152,909-89.3% |
| Participation rate | 33.3% | 75.9%-42.5pp | 73.3%-39.9pp | 82.5%-49.1pp |
| Annual return | 189.06% | 95.25%+93.8pp | 78.15%+110.9pp | 345.46%-156.4pp |
| Employer contribution / active EE | $837 | $3,141-73.4% | $2,856-70.7% | $4,764-82.4% |
| Participant deferral / active EE | $3,823 | $4,282-10.7% | $3,885-1.6% | $5,851-34.7% |
| Admin fee / account holder | $613 | $6,177-90.1% | $5,356-88.6% | $11,601-94.7% |