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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $750,402 | $92,743+709.1% | $82,744+806.9% | $134,532+457.8% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | -11.84% | 946.63%-958.5pp | 702.22%-714.1pp | 418.27%-430.1pp |
| Employer contribution / active EE | $3,312 | $3,273+1.2% | $3,008+10.1% | $4,741-30.2% |
| Participant deferral / active EE | $10,250 | $4,802+113.5% | $4,395+133.2% | $6,401+60.1% |
| Admin fee / account holder | $192 | $5,977-96.8% | $5,325-96.4% | $11,429-98.3% |