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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,979 | $77,920-74.4% | $149,723-86.7% | $75,177-73.4% |
| Participation rate | 40.9% | 65.6%-24.7pp | 78.8%-37.9pp | 67.2%-26.3pp |
| Annual return | 15.07% | 31.72%-16.7pp | 134.50%-119.4pp | 160.75%-145.7pp |
| Employer contribution / active EE | $2,302 | $3,138-26.6% | $4,821-52.3% | $2,671-13.8% |
| Participant deferral / active EE | $1,000 | $3,411-70.7% | $5,682-82.4% | $4,126-75.8% |
| Admin fee / account holder | $56 | $5,951-99.1% | $13,215-99.6% | $5,651-99.0% |