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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,774 | $85,790-65.3% | $67,313-55.8% | $135,380-78.0% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -11.73% | -0.54%-11.2pp | -4.08%-7.7pp | 519.81%-531.5pp |
| Employer contribution / active EE | $2,034 | $3,487-41.7% | $2,566-20.7% | $4,779-57.4% |
| Participant deferral / active EE | $6,651 | $4,651+43.0% | $3,568+86.4% | $5,609+18.6% |
| Admin fee / account holder | $1,125 | $6,392-82.4% | $4,507-75.0% | $10,828-89.6% |