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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,676 | $228,352+168.3% | $185,835+229.7% | $158,966+285.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 64.84% | 40.81%+24.0pp | 35.96%+28.9pp | 302.95%-238.1pp |
| Employer contribution / active EE | $3,155 | $4,967-36.5% | $4,087-22.8% | $4,762-33.8% |
| Participant deferral / active EE | $6,117 | $6,416-4.7% | $5,633+8.6% | $5,983+2.2% |
| Admin fee / account holder | $5,479 | $11,867-53.8% | $9,502-42.3% | $11,250-51.3% |