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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,443 | $52,279-91.5% | $89,414-95.0% | $79,852-94.4% |
| Participation rate | 80.0% | 57.5%+22.5pp | 68.0%+12.0pp | 69.6%+10.4pp |
| Annual return | 0.00% | 22.16%-22.2pp | 245.50%-245.5pp | 31.72%-31.7pp |
| Employer contribution / active EE | $876 | $1,572-44.2% | $2,586-66.1% | $2,471-64.5% |
| Participant deferral / active EE | $1,999 | $2,740-27.1% | $3,890-48.6% | $3,740-46.6% |
| Admin fee / account holder | $450 | $3,356-86.6% | $4,883-90.8% | $5,306-91.5% |