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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,255 | $180,749-90.5% | $160,784-89.3% | $137,256-87.4% |
| Participation rate | 41.7% | 80.0%-38.3pp | 77.0%-35.3pp | 80.0%-38.3pp |
| Annual return | 15.65% | 2234.46%-2218.8pp | 1803.92%-1788.3pp | 220.34%-204.7pp |
| Employer contribution / active EE | $953 | $4,155-77.1% | $3,733-74.5% | $4,156-77.1% |
| Participant deferral / active EE | $1,562 | $6,844-77.2% | $6,293-75.2% | $6,407-75.6% |
| Admin fee / account holder | $5,133 | $10,397-50.6% | $9,717-47.2% | $12,270-58.2% |