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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,164 | $98,766-7.7% | $149,730-39.1% | $79,852+14.2% |
| Participation rate | 79.2% | 75.8%+3.4pp | 82.5%-3.3pp | 69.6%+9.5pp |
| Annual return | 16.91% | 27.43%-10.5pp | 276.70%-259.8pp | 31.72%-14.8pp |
| Employer contribution / active EE | $1,259 | $3,217-60.9% | $4,645-72.9% | $2,471-49.1% |
| Participant deferral / active EE | $4,363 | $5,681-23.2% | $6,843-36.2% | $3,740+16.7% |
| Admin fee / account holder | $1,053 | $6,052-82.6% | $9,310-88.7% | $5,306-80.1% |