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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,724 | $106,524+22.7% | $152,301-14.2% | $87,485+49.4% |
| Participation rate | 77.6% | 75.8%+1.8pp | 82.4%-4.9pp | 68.9%+8.6pp |
| Annual return | 16.25% | 26.89%-10.6pp | 80.50%-64.3pp | 26.06%-9.8pp |
| Employer contribution / active EE | $373 | $3,371-88.9% | $4,624-91.9% | $2,596-85.6% |
| Participant deferral / active EE | $6,130 | $6,525-6.0% | $8,004-23.4% | $4,274+43.4% |
| Admin fee / account holder | $10,769 | $8,287+30.0% | $14,398-25.2% | $7,775+38.5% |