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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,724 | $106,749+22.5% | $145,433-10.1% | $82,448+58.6% |
| Participation rate | 77.6% | 75.6%+1.9pp | 82.1%-4.6pp | 68.1%+9.5pp |
| Annual return | 16.25% | 27.59%-11.3pp | 66.58%-50.3pp | 41.64%-25.4pp |
| Employer contribution / active EE | $373 | $3,444-89.2% | $4,554-91.8% | $2,551-85.4% |
| Participant deferral / active EE | $6,130 | $6,519-6.0% | $7,897-22.4% | $4,139+48.1% |
| Admin fee / account holder | $10,769 | $8,390+28.4% | $13,129-18.0% | $7,234+48.9% |